Your customers depend on your wholesale expertise, whether you serve retail, commercial or industrial sectors — or other wholesalers. And you know business insurance can help minimize interruptions if the unexpected happens.
Our knowledgeable agents are business owners, too, and understand the challenges you’re up against. They can help as you analyze your options so you can choose the coverage you want.
Here are just some of the ways a Farmers® business policy can help you manage common risks:
|A forklift operator in your warehouse accidentally turns left into a row of storage racks, causing a domino-like collapse of fragile inventory.||Business property insurance can help with the cost of replacing inventory if it’s damaged by an accident.|
|In that warehouse accident, two employees are injured when boxes of inventory fall on them.||Workers’ compensation insurance can help pay for employee medical costs and liability claims from covered accidents that happen on the job.|
|One of your bestselling products is recalled when a safety defect causes minor injuries to several customers.||Product recall expense coverage can help make up for any losses when your product is recalled for a known or suspected defect.|
|A buyer is injured when product from an improperly packaged shipment from your warehouse spills out onto him.||Business liability insurance can help when a customer is injured because of a mistake made by one of your employees.|
|The trucking service transporting a shipment to your client overturns on the highway, damaging much of the cargo it’s carrying.||Transportation coverage can help if your goods are stolen, damaged or go missing while being transported by your vehicles or common contract carriers.|
A Farmers policy comes with value and convenience
The benefits of working with Farmers extend well beyond insurance coverage to include value-added services like these:
- You can take any question about your coverage or claim to the same knowledgeable agent who knows you and your business — this can help you spend less time on the phone and more time managing your company.
- Farmers offers free loss control services to help you identify warehouse hazards and help you train your employees to be more vigilant about safety and loss prevention.
- Farmers looks for ways to help you lower your workers’ compensation premiums with tailored programs that can include compliance assistance, medical management, return-to-work programs and more.
Farmers works to build strong customer relationships
Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a wholesale insurance quote. Be sure to let a Farmers agent deliver personalized service and support.
You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.